Q. What is the climate like in South East Bulgaria? A. Weather in Bulgaria is generally continental, with warm to hot long summers and short cold winters. However it does vary in mountainous regions and throughout the country. The areas where we sell property in the South East are known as the warmest parts of the country. We are based as far south as you get without altitude and the region is very well known for it's grape and melon production. The winters here can be very cold, however they are generally short and with only very small amounts of snowfall compared to the rest of the country. December and January are the coldest months with freezing temperatures each night, however between May to November, good weather is almost guaranteed with most of the summer in the 30's.
Q. What fees are involved with buying a property in Bulgaria and how does that work? A. Our fees are already included in the listed price you see for each property. On top of the listed prices you'll also need to budget for the cost of our solicitor and notary. Both the solicitor and notary charges including tax are calculated on a percentage of each property valuation. However this also varies from village to village and according to how many people are selling the property and how many people are buying the property. We recommend around 8% of the property value to be safe. For example - a house we have listed for 15,000 lv could cost you around an extra 1200 lv in legal fees on the day of completion. Our fees include us finding and listing, showing you around the properties with verbal translation, all negotiations for the purchase, introduction to our solicitor and arranging the completion of any purchase. We will also introduce you to and pass over contacts, as well as reveal locations for trusted builders and merchants, skilled tradesmen, and the best places to get what you need. The solicitor fees cover all checks on the property and all of the correct paperwork filed and organised for your purchase. Our solicitor is extremely experienced and highly regarded in the area. She has represented many foreigners here, in and around Svilengrad for many years and we trust her completely. She is also a good friend and takes very good care of our business. All house sales must be overseen and certified by a local notary. The day of completion will finish around a desk with the notary finalising all the paperwork and checking over the documents. Once everything is signed and stamped, with proof of the transaction being provided, the deal is done. You pay at the desk and come back 3 working days later to collect the new title deeds with you as the new owner. We also have many opt-in services to offer making things much more convenient for you. Please see the FAQ titled ' EXtra Services/Opt In '
Q. Do you offer any further Additional Services/Opt In's? A. For a small additional fee, we offer the following services, in order to make your move to Bulgaria a smooth and easy one. Some of these can be daunting to do without a good grasp of the language and local knowledge. We are here to help :) Power of Attorney Contracts - 200 lv Most people will visit for a few days and find somewhere they really want to buy however they have to return home before the sale can complete. You then have two options. One is returning to the country to complete the sale in person. However most will sign one of us as their power of attorney in front of a notary in Svilengrad, allowing us to handle the whole sale in your name and on your behalf. . Preliminary Contracts - POA Due to the fact that when making international bank transactions, payments can take up to 3 days to arrive, all transactions have to always be made at least 3 days prior to the completion date set by us. Many customers feel more comfortable paying for a legal contract stating as soon as seller receives full payment, they must sign the house over to you. Similar contracts are used when deposits are left on properties also. These fees are paid directly to our solicitor and again are calculated on property value and location. Change of name on the water and electric accounts - 60 lv Within 14 days of any house purchase you must change the names over on the accounts for electricity and water. Failing to do so results in a fine. We can assist you to the water and electricity companies in your nearest town and change the name on accounts into your own. With a power of attorney contract we can do this without you being present. . Internet Connection - POA You will need to buy a modem, but we will phone an internet company for you to come and install a connection. They will charge around 100 lv and then monthly payments of around 18 lv a month for the service. . Setting Up Bank Account - 60 lv If you would like to open up a Bulgarian bank account, we can advise on what is best for your needs and assist you in setting one up with translation. . Setting up a Company - POA Many expats here have companies just for the purpose of owning property. Many of our customers are from the UK and before Bulgaria joined the EU in 2007, the only way to own property here was through owning a company here. It's likely laws will revert if UK leave the European Union and once again you will need a company before purchase. This is something our solicitor is very familiar with and will be able to give you a price on application for. Applying for Residency - 150 lv For all residents of EU countries 150 lv is the price for our solicitor to assist you in Haskovo for the day once you have an address. You will also need a European health insurance card or proof of personal health insurance, bank account details, and your passport. After 3 days you can return to Haskovo and collect your new residency card. For all non EU countries price will be on application.
Q. How do I apply for Bulgarian Residency? A. Residency applications will vary according to your country of birth. For residents of EU countries, our solicitor will assist you in Haskovo for the day for a small fee. Once you have an address here in Bulgaria. You will also need a European health insurance card (EHIC), or proof of personal health insurance, bank account details, your passport as well as proof of address in Bulgaria. After 3 days you can return to Haskovo and collect your new residency card. For non EU citizens the price, cost and length of the application will vary depending on where you hold citizenship. We suggest searching your government websites for the basic information on your eligibility. Afterwards our solicitor who is very experienced with such procedures and will be able to help, when you are ready. Passport EU EHIC ( E111 ) health card Proof of place of residence within Bulgaria UK Bank Account Our solicitor will arrange a day to go with you to help with translations, forms and legalities. You will have a photo taken and return as early as 3 days later to collect your card. You will pay up to 50lv for your card and our solicitors fees will be arranged on top of this prior to you going but a general ball park figure is 150lv for the day. For countries outside the EU: It is best to familiarize yourself with Bulgaria's legal requirements for 3rd citizens. This can vary depending on your country, and our solicitor will be able to talk you through what is needed to gain residency in Bulgaria.
Q. How do locals feel about foreigners moving into a village? A. Bulgarian villages are generally a small tight-knit community and we work together with them every week to seek out houses we believe will appeal to you. We always engage with the village residents and the mayor so everybody knows what we are doing and are comfortable with it. These villages used to be thriving, busy, bustling communities 30 years ago, and to see houses being restored and lived in again is a very positive experience for the villagers. Bulgaria is an incredibly welcoming and warm country for foreigners, and you will very quickly be part of their community if you desire. Everybody who moves here is astounded by the generosity of the Bulgarian people. Especially when it comes to the time they will take to help you out and the bundles of food you get given when their gardens start producing! The villagers are very proud of living in this beautiful part of the world and they love the fact that we want to live here too.
Q. What are the average living costs in Bulgaria? A. Although Bulgaria is a member of the EU, they still have their own currency, Leva. Depending on your lifestyle, you can live as basically or as liberally as you choose here. Many things are cheaper, such as food, alcohol, clothes and eating out in restaurants and you can live a wealthy lifestyle for a fraction of what it would cost throughout most of the rest of Europe. The traditional culture is very much a grow your own one with nearly all villagers tending vegetable gardens, fruit trees and animals, supplementing their pensions or income. The average wage for labour is around 35 lv a day, which while shocking, can paint a picture of how little one can live on in Bulgaria. Cars are generally more expensive to buy here in Bulgaria, but they are cheaper to maintain in general. For a standard car, road tax is 130 lv per year, MOT is 35 lv and we just payed less than 60 lv for 3 months insurance. That insures the car, not the person, so that anyone can drive it. Petrol and Diesel is slightly cheaper than other places in Europe, but not much, which is probably why LPG is so popular. Electricity bills can vary from 40 lv a month to 140 lv a month depending on what you use, we know expats at both ends. The same costs apply for water depending on your usage. Sometimes your property may already have a well which is yours to use freely. Many do for irrigation or pumped to the house. In some villages each house will have a tap with free water from a nearby lake or dam. Most people do not drink the tap water, but there are plenty of springs around to collect from or you can install filters at the property.
Q. Can you recommend local Tradesman? A. We now have a good network of tried and trusted tradesmen for just about any job you might encounter while restoring a village house. From locals working around 35 lv a day up to larger firms who will charge by the job, we have contacts we will happily pass over once your house purchase is complete. We can also pass on the details of excellent couriers we have used to move anything from a bike to full house removals, Europe to Bulgaria, door to door.
Q. How do I get Bulgarian Citizenship? A. There are a few ways of gaining citizenship. Many wait until they have held residency here for 5 years and then take a language test. Our Solicitor will help with all enquiries in this area.
Q. What is healthcare like in Bulgaria? A. We have been very impressed with the healthcare system here in and around Svilengrad. With same day services and tests as well costs as low as 15 lv for things like dental x-rays, thus far we have found for general care it's very easy and affordable. There are Health Insurance options to look into if you have an ongoing health issue and it's important to remember that some prescriptions you get free in the UK or reduced cost medicines may not be the same here. We also know a good English speaking doctor we can recommend. Every Bulgarian resident should be paying in to their health insurance which is as low as 20 lv a month for foreigners.
Q. What public transport is available in Bulgaria? How do I get from Sofia airport to Svilengrad? A. Public transport is a cheap and straightforward way to visit towns and cities in Bulgaria. We have the motorway and railway lines running right past Svilengrad and Harmanli with daily coaches and trains to Plovdiv, Sofia, Istanbul, Burgas and Ruse just to name a few. Almost every village also has a daily bus route to town and back. Public transport is very affordable and a great way to see some beautiful scenery. Recently we have taken a train to Sofia for just 14 lv and a coach to Istanbul for just 35 lv. We are more than happy to help with advice on finding your way to Svilengrad via road or rail. There are internet sites and engines that will give you timetables for buses, coaches and trains, however, we have found these to not always be reliable due to lack of updates. It is always better to go directly to the train or bus station to ask specifically. In Sofia, the bus station and the train station are right next to each other and easily reachable via metro from the airport. Sofia Airport Terminal 2 has a Metro station. This is Bulgaria's version of the underground and goes back and forward from the airport to Sofia. It costs 1.60 lv to get your ticket and you change at the SERDIKA stop, to get on the blue line that takes you to the train and bus station.
Q. How will I learn the language? A. The Bulgarian language is a South Slavic language, spoken primarily in Bulgaria. It is also the first Slavic language to be attested in writing. The Bulgarian alphabet is in cyrillic, and has upper case and lower case letters. Everybody learns in different ways. The most tried and tested way is, of course to get involved with the locals, to pick up the sounds and the accents, along with the local dialect. It's hard at first, but the Bulgarian people really appreciate you having a go. Below are some useful links we have found to be beneficial, along with a few books that can help you learn the basics of Bulgarian and the alphabet. Books: Bulgaria: 101 Common Phrases - Alex Castle Learn to Read Bulgarian In 5 Days - Patel Vitov Youtube Sources: Bulgarian Pod 101 Blue Lane Apps for Phone/Tablets: Mondly We will also be offering weekly language lessons ourselves very soon!
Q. What is the best way to transfer money internationally? A. We highly recommend using an online money transfer company called Transferwise. They always give by far the best exchange rates, and we trust them completely. They're much cheaper than direct bank to bank transactions for international transfers making sure you always get the most for your money. They show you the current exchange rate, and the fee for the transaction. All you need are IBAN numbers, name of the account holders, email addresses and bank names. There are of course different options you can take and how you transfer money is entirely up to you. Just bare in mind than any house with a value of 10,000 lv or higher can not be paid for with cash and must be made via transfer. Even if you are looking to move your pension over to a Bulgarian account each month, Transferwise really is the best way to go. Ask us to recommend you to their site through a link and you'll also receive discounts! You can check out their website here, and we would be happy to talk you through any questions you have regarding it. www.transferwise.com
Q. What does it cost to restore or renovate a property in Bulgaria? A. There is no easy answer to this and there is no one figure, but as with any building work, it can often eat up cash quicker than you sometimes imagine. It's best to get some kind of plan, budget and try to understand as best you can what work will lie ahead for you and your property. Many foreigners enjoy getting stuck in, learning new skills and having a go, which is a great way to keep costs to a minimum, while others prefer to sit back and let the pros do what they know best. Either way, there is a good chance you're going to need some help at some point, and when you do, we are happy to pass on the contacts for people that can. Depending on what you want to spend and sometimes the quality of the finish, workers can charge from 30 lv a day up to 120 lv a day. So as you can imagine, total costs can vary dramatically. Sometimes you can save money in the long run by buying a property that need less work and sometimes (especially with large projects) you save money through buying cheap and starting again. What's most important is finding a good solid house in a location you love.
Q. What is the biggest plot of land I can buy? A. Most village house are built within a 1000 m2 to a 2000 m2 plot. Finding larger spaces of land is really very difficult, although it is something we spend a lot of time trying to do. The largest regulated plot we have sold to date was a 6,600 m2 property. While you may see much larger spaces for sale online, be aware that these are often not regulated meaning they are almost impossible and very expensive for foreigners to buy. Until you have Bulgarian citizenship, you will only be able to purchase regulated plots. This rules out most farmland, forests, unregulated plots and lakes. We recommend purchasing a property where the surrounding properties are empty or falling down. Often we can help acquire these too and you can easily monopolise a small corner of the village.
Q. What wildlife do you find in South East Bulgaria? A. There is a stunning array of nature and wildlife in South East Bulgaria. This part of the country is well known for its birds of prey, from Golden eagles to the Eurasian sparrowhawk and all inbetween. They attract many bird watchers and scientists from around the globe. Bulgaria even boasts the globally endangered Egyptian vultures in one very special place nearby called Madzharovo. It's easily accessible and great viewing if you have a pair of binoculars. Storks are protected in Bulgaria, and celebrated as a start of Spring. It is very common to have a nest near your house, and you can watch the whole family grow throughout the summer before flying to Africa for their winters. Swallows and House Martins are also common place around the home, alongside owls, bats, starlings, nightingales and many other small birds. You will find that you regularly hear jackals howling at night outside the villages and even occasionally wolves. It's a beautiful thing to experience, yet you very rarely catch more than a glimpse if you're lucky. Bulgaria is also home to the European wildcats and they are regularly spotted dashing under cover whilst driving in the countryside, alongside hares, pine martens and other field rodents. Lizards, tortoises and snakes are common place along forest walks. There are no deadly snakes in Bulgaria, however it is best to treat with caution the horn - nosed viper and the Adder. If bitten you will require medical attention. Wild boars still scatter the forests and plains, as do wild horses. Recently wild bison have been re introduced. There have been no wild bear sightings in our area for a very long time. You would need to travel at least two hours south and west towards Kurdzhali and beyond, up high and deep in to the Rhodopes to be in with a chance of ever seeing one.
Q. How far are you to the sea? A. We like to boast that we are just a two hour drive to the coast in three different countries. In Bulgaria, Burgas is the nearest coastal destination. In Greece it is Alexandroupolis and in Turkey you have Tekirdağ. All are fantastic holiday destinations and we highly recommend visiting them all for weekends away.
Q. What are the nearest airports? A. Plovdiv and Burgas are the closest and out of them both, Plovdiv is the easiest with getting to us. However we normally fly to and from the capital Sofia because of the amount of flights available and because it's usually cheaper. The motorway and railway run directly from Sofia to Istanbul via Plovdiv and Svilengrad. Depending on how you choose to travel the trip length varies. For us, the drive to Sofia takes 2 and a half - 3 hours but is very easy on mostly empty roads. We are yet to ever see a traffic jam. We recommend hiring a car from the airport. You can find deals as cheap as 20 lv a day.
Q. Where will i stay while I'm visiting the area and viewing properties? A. We can recommend a good range of different accommodation options while you are visiting our area. From smart modern hotels in town to small village guest houses and everything in between. Let us know your preferences and we can suggest a few places we think you might like.
Q. How easy is it to buy a house? A. This largely depends on where you currently hold citizenship, but we always aim to make the process as simple as possible for you with translation, negotiation, trustworthy connections and legal advice. Once a price has been agreed for the sale of a property and giving that all the paperwork is present and in order at our end and the money is ready at your end, completion can commence just 1 week after agreeing a price. The new title deeds will be ready for collection from the notary just 3 days later. Do bare in mind though, that with certain properties it is not uncommon for the whole process to take a few weeks or even a month. It's best to allow time for the latter. Many sellers will be willing to accept deposits, as are we, until you are ready to complete. Monthly payment plans are also sometimes available and something we can always arrange on your behalf with the sellers and our solicitor. If there is a property you are interested in purchasing on a payment plan, please email us for more information.
Q. Are the house prices ever negotiable? A. While our fees along with the legal fees are not negotiable, we find that most sellers are willing to seriously consider offers and almost all of our sales complete at a reduction from the asking price. We also feel that all the starting prices on each of our properties are fair, reflective of the local area and at the same price the locals would pay. We unfortunately have to regularly turn down overpriced properties.
Q. In which areas of Bulgaria do you sell properties? A. We generally only sell houses in the Haskovo region. And while we are actually based 70 km from the city of Haskovo, we reside and work within the Haskovo Region which is like a county. We want to offer a more personal service where we know the villages we sell in, we know the locals and we have a close understanding of how things work. We're passionate about where we live and what we do and want to invite like minded people around the world to come and experience this life. We love all the houses we sell. In Fact the property section on our website is pretty much a "Houses We Want To Buy" list. We chose to live in this area of Bulgaria over other regions for many different reasons. One, because the climate is the best in the whole country, receiving the shortest winters and the longest summers. Secondly the wildlife, nature and the wildness here captivated us There is still so much wild! We love the fact that we have Greece and Turkey right on our doorstep and also because we feel like it's an up and coming area. Svilengrad has changed a lot in the last 10 years. The EU, the Bulgarian Government and private investors have put a lot money into the town and it's fast becoming a very desirable place to live with great facilities. We must too see it as a great sign for the future that Bulgarians are also now buying up properties and returning to live in the villages here.